Cheryl Zhao

Cheryl Zhao

Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.

How to Save Money on Homeowners Insurance

Homeowners Insurance can be quite costly, if you don't know how to properly shop around and get some better deals. Find out what strategies can help you lower your homeowners insurance premiums and save more money in the process.

How to Get an EIN for a Trust

Estate planning means arranging, during lifetime, the disposal of your assets, after you are dead. It allows you to make sure your heirs get a correct arrangement and it’s also a great tool to skip some taxes. There are many…

Home Appraisal Tips for Refinancing

When you refinance your mortgage, a very important stage in this process is getting a great home appraisal. This can make the difference between getting a good deal or losing even more money. While your home’s location is something that…

5 Personal Loan Myths Debunked

If you ask me, you should stay off debt as much as possible and, if you have any debt (mortgage, student loans, credit cards, personal loans etc.) work hard to become debt free once again. Otherwise chances are you’ll always…