Having a Nordstrom credit card will open you life up to new beginnings and greener pastures! From the first day you stard using your Nordstrom card and on, you will be able to participate in the Nordstrom’s Fashion Rewards porgram you will start receiving 2 points for every dollar you spend in Nordstroms stores, in which every 2000 points gathered will equte to you receiving a $20 gift certificate. You not only get points when shopping, you will also get 1 point for every dollar spent at any location outside of Nordstrom stores, so points can add up quick! Also just as a welcoming gift, if you spend $100 with your card on the day you opened up your account, you will $20 right away to spend in stores whenever you choose to do so.
The 4 Levels Of The Nordstrom Credit Card
When owining a credit card by Nordstrom, you will fall into being card holder of one of four categories, which are definined by how much you spend each year on your Nordstrom purchases which includes Nordstrom Rack purchases, which all come with their own set of benefits. Below are the level and their specific benefits:
- Level 1 – $1 – $1,999 in annual spending in which you get one day per year, which you get to decide the date, where you get to triple your points on purchases. This level also brings about $100 a year in free alteration services.
- Level 2 – $2,000 – $4,999 in annual spending which you get to triple your points twice a year on the dates that you choose. Level two brings the Nordstrom credit card holder $200 in free alternation services every year. Free shipping for puchases at Nordstrom stores as well as an invite to the Private Holiday Shopping Party each year were every dollar spent equates to 10 points
- Level 3 – $5,000 – $9,999 spending range offers 3 triple your rewards points days, which also offers the card holder up to $300 in alteration services for free. Complimentary concierge service as well as 10 point purchases at the annual Private Holiday Shopping Party apply here along with free standard shipping and exclusive access to the purchasing of Nordstroms “exciting syle experiences”.
- Level 4 – Anything over $10,000 a year in spendings allows the Nordstrom credit card holder to pick 4 days each year where point are tripled as well as enjoy an unlimited amout of free alteration services. The benefits keep on rolling with Level 4 as you will get; access to the Private Holiday Shopping Party as well as your own private shopping party where you will choose your most favored Nordstrom location to host, free concierge service, access to the exciting style experiences shopping as well as free standard in store purchase shipping.
No matter which Nordstrom credit card you get, you will also receive “Early Access” to the their pre-shopping Nordstrom Anniversary Sale. There are also desingated days in almost every month of the year which if you shop on those days, you will either get double or triple the amount of points for every dollar spent. Also, if one uses their Nordstrom credit card for online purchases, they will also enjoy obtaining 1 point for every dollar spend, but bonus points do not apply to online purchases.
One can also opt to participate in the Nordstrom Visa travel points option where they will get 1 rewards point along with 1 travel point for every regular purchase, along with 9 rewards points and 1 travel point on days where the Nordstrom Card holder shops at the Private Holiday Shopping Party.
Conditions and Terms of the Nordstrom Credit Card
Now that you know all the levels of benefits that come with being a Nordstrom credit card holder, now it is time to introduce you to the terms as well as the conditions of the card, which there are 2 different cards which include the Nordstrom Visa and Nordstrom Visa Signature which the rewards points above apply to which have terms and conditions that inlcude:
- Interest rate based off or credit score in which it can range from as low as 14.90% to as high as 22.90% based on which tier your fall into.
- No annual fee.
- Payments are to be made 25 days after th conclusion of every billing cycle.
- Returned payments fees can be as high as $25, and late payment fees can cost as much as $35.
- Transaction fees for cash advances are for the most part 3% of the amount of the cash advance.
Nordstrom Fashion Rewards Eligibility
Nordstrom Credit Card points expire when not used after 3 years in general, although for levels 2, 3 and 4, if one doesn’t maintain their level, then the points expire after a years time. This all starts at the beginning of the calender year in which you attained these points. In order to continue enjoying the Nordstrom Fashion Rewards program, you must never miss 2 minimum payments in a row if your debit card account experiences at returned EFT. A Nordstrom credit card can be applied for at any Nordstrom location as well as online.
For Nordstrom credit card payment methods, you can visit the following link to learn all the methods available to you that allow you to pay your monthly payment: Nordstrom Credit Card Payment.