When it comes to ways to pay your credit card, there are many options the you can utilize to get your credit card payment in to wherever you owe it.
The main idea is to keep on paying your credit cards on time and in full, as much as possible, as paying only the minimum will get you into a credit card debt spiral you’ll not get out of easily.
If you are looking for a way pay your credit card that your are comfortable with, or are looking to gather information on ways for future use, either way this information will provide you with answers to the questions that you may have.
Next in this article are multiple different ways to pay your credit card.
How to Pay Credit Card Bill – 5 Different Methods
Pay credit cards online
With this being the age of the internet with pretty much everything going on the web, without a doubt one of the easiest ways to pay your credit card is through an online account with your card provider.
This allows you to do all your payments from home and is quick and easy usually taking a minute or two. It is also a paperless way of doing things and is a good option to help lessen paper waste.
Another added bonus: by keeping an eye on your account, you can stay out of debt and be able to budget properly.
Pay your credit card via phone
I personally stick to online payments, since my work is usually done online. So how I pay my credit card bills every month (usually multiple times a month, to make sure I don’t fall behind on my payments).
If you are not comfortable with paying your credit card bill each month online for whatever reason, you can always call it in through the phone. This method takes a little longer than the online method but will still get the job done.
Mail your credit card bill payment
You can also go more traditional and mail your payment out.
Nowadays this method is becoming obsolete not only because it’s kind of a hassle compared to other methods, but it really one of the least safe methods because you have no idea who is going to be handling it on the way.
Make automated credit card bill payments
There is also a service that you can employ with credit card companies where they automatically take your payment out each month from your bank account.
This method is an excellent tool to apply to your financial situation if you find yourself forgetful come payment time and also a good way to avoid the aversion to paying your debt.
This way to pay your credit card is highly suggested as it will make sure you make your payment every month which will avoid for you late fees, a lower credit score as well as keeping in good standing with whoever you are paying your debt to.
It’s by far the most effective way to pay your credit card each month, since you never forget to do it and it takes 2 minutes to set up. Tie the credit card account to your checking account (same bank or different, doesn’t matter) and make sure the checking account has enough money each month to cover your credit card expenses.
If you are like me, you’ll probably check into your credit account every few days and make payments yourself to make sure you don’t fall behind, but, even if you are not so manic, your automatic payments will go through.
Pay credit card via fax
There are also credit card payment fax forms providing another way to pay your credit card.
This way is relatively simple and pretty easy if you have a fax machine at home. If you don’t it can be pretty time consuming searching for a location to that has a fax machine.
If you go with this method, you credit card company will provide you with their fax number where you can send it to.
How to Pay Your Credit Card Bill – the Conclusion
No matter what payment option you choose, the credit companies make it easy for you to keep up to date with your charges. Make sure you keep an eye on your budget and verify your credit card statements every once in a while.
See all credit card payment methods and let us know, in the comments if you have any preferred option.
