What to Look for in a Personal Loan (Apart from the Interest Rate)
Of course, the first thing you want to look for when getting a personal loan is the interest rate. However, there are other important factors…
The Basics of the Part IX Debt Agreement
When it comes to the topic of debt, everyone wants to stay well away from it. It can be a sensitive subject and depending on…
Loan Comparison: The Importance of Looking for the Best Loan Options
Almost 10 years ago, I got the first of my only 2 loans: a new computer I’d pay for in 3 years (fixed rates, the…
What Are The Biggest Credit Card Mistakes?
The past years have showed us that most of us are still not making the best financial decisions and, given the huge amount of credit…
Tips to finding the right car loan for you
Most personal finance blogs (this one included) advise you to make sure you save money for most of your needs. Ideally, even a new/user car…
Why using loan calculators can save you money
Taking a loan is always an important decision and it needs to be carefully considered. A small mistake can get your monthly payments to unbearable…
Lower Mortgage Rates For Lower Credit Score Applicants: A Step-by-Step Guide
If you want to get the best mortgage rates, the very best thing that you can do is to raise your credit score. A better…
Debt: Ramona’s debt story
I would like to start a new series of articles here on our personal finance blog, in which we all share our debt stories. You…
Your credit card is NOT your emergency fund
There’s no need to look at the stats anymore: a lot of people in many countries can barely keep up with their debt, while many…
The ugly face of debt: working with the banks
Most of us have been or are still paying for various loans. We decided to ask for ‘help’ to be able to fund a business,…