- Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
- Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening
- 0% intro APR for 15 months; 15.74% – 25.74% variable APR after that; 3% fee on the amounts transferred within the first 15 months
- No Foreign Transaction Fees – You won’t pay a transaction fee when making purchases outside of the United States.
- ZERO annual fee.