Blue from AMEX is an ideal credit card for those who already have an established credit history and are looking for a card with access to a reward program.
Various American Express® services and benefits are provided with this card, such as purchase protection, smart card technology, discounts at participating merchants and retailers, a year-end financial statement, and various travel and emergency assistance services.
In addition, cardholders also have access to an optional free rewards program. For every dollar spent on the card, cardholders earn one point. Earned points can be applied to a variety of services and products, many of which are travel related. There is no yearly limit or expiration on points earned.
The card has no annual fee and the APR for purchases and balance transfers is very low for those who qualify.
In addition, there is a 0% introductory rate for purchases (valid for six months) and a low 7.99% introductory rate for balance transfers which is valid until paid off (regardless of which APR that the cardholder receives). However, it is important to note that the balance transfer introductory rate only applies to those who initiate a transfer when applying for the card.
Therefore, those who qualify for the lowest APR offered and plan to take advantage of the many benefits and services provided, will benefit most from what Blue from American Express® has to offer.
