Rewards Credit Cards are some of the most used credit cards, as they allow you to get cash back and all kinds of perks, if you use them constantly. Just like any other credit cards, they can come up with annual fees, huge APR and late fees.
In order to make browsing easier, I have listed the credit cards in alphabetical order. You can sort them based on APR, annual fees and other criteria.
Best Rewards Credit Cards
| Rewards Credit Card Name | Annual Fee | APR (max) | Rewards | Required Credit Score |
|---|---|---|---|---|
| Capital One® Quicksilver® Cash Rewards Credit Card | 0 | 25.74% | 1.5% cash back on every purchase One-time $150 cash bonus once you spend $500 on purchases within 3 months from account | Excellent |
| Capital One® Quicksilverone® Cash Rewards Credit Card | 39 | 26.99% | 1.5% Cash Back on every purchase | Excellent |
| Capital One® Savor® Cash Rewards Credit Card | 95 after the first year. | 25.24% | 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening | Excellent |
| Capital One® SavorOne® Cash Rewards Credit Card | 0 | 25.74% | 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases New Cardmember Offer Earn a one-time $150 cash bonus once you spend $500 on purchases within the first 3 months from account opening | Excellent |
| My Best Buy Credit Card | 0 | 27.24% | 5% back in rewards (6% if you are an Elite Plus Cardmember) | Fair |
| My Best Buy Visa Card | 0 | 27.24% | 3% back in rewards for gas purchases (limited time) 2% back in rewards for grocery & dining 1% back in rewards for everyday purchases | Good |
| TJX Rewards® Credit Card | 0 | 29.24% | 10% off your first online or in-store purchase with your card Earn 5 points for every $1 you spend on purchases at T.J.Maxx, Marshalls, HomeGoods and Sierra, and Homesense stores in U.S. and Puerto Rico and online at any participating e-commerce site operating under any of the foregoing brands. Earn 1 point per $1 spent everywhere else. Points do not expire. Receive $10 in TJX reward certificates for every 1,000 points earned. | Fair |
| TJX Rewards® Platinum MasterCard | 0 | 29.24% | Earn 5X points per dollar spent at T.J. Maxx, Marshalls, HomeGoods, and Sierra Trading Post Earn 1X point per dollar spent on all purchases 10% off your first purchase in-store Be the first to hear when fresh finds arrive through your email There is no limit to the amount of rewards you can earn $10 rewards certificate: redeem 1,000 points for a $10 rewards certificate No annual or foreign transaction fees | Fair |
| Victoria’s Secret Angel Credit Card | 0 | 26.74% | Take $15 off when you open the card and make a purchase. Earn 1 point with every $1 you spend. Get a $10 reward for every 250 points earned. Triple point on bra purchases. Spend $250 in a year to upgrade to VIP status and $500 in a year to upgrade to Forever status. A $10 Birthday Reward each year your card is active. Upgrade to Forever status and get a $15 Birthday Reward. Free Shipping on purchases of $50 or more. Check code on website. | Good |