Cheryl Zhao

Cheryl Zhao

Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.

Personal Finance: Are you living below your means?

When it comes to personal finance, there’s a constant ‘battle’ for most adults to resist the temptation to spend money. A lot of advertising, many stores, credit cards, good prices, new trends … all of these make parting with our…

Debt: Ramona’s debt story

I would like to start a new series of articles here on our personal finance blog, in which we all share our debt stories. You can still pay off your debt or be debt free, what matters is to have…