Cheryl Zhao

Cheryl Zhao

Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.

9 Reasons You Should Invest In Bitcoin Now

If you’re one of those people who imagined Bitcoin would never take off as a real currency, it’s time to rethink your stance. Here are the top reasons to invest in Bitcoin now. More people are using the currency More…

My 3 Big Resolutions for 2018

I always liked the idea of having New Year’s resolutions, just because it forces to your do SOMETHING and track your progress. My best years, business and financially speaking, were those I also tracked my spending and income, tried to…

How To Make Your Barclay Credit Card Online Payment

3 Productivity Ideas that Just Don’t Work

For many years we were raised to think that hard work alone is the way to make it. I’ve boasted several times about how I have 16 hour work days to make my small web design business work. Then I understood that just working hard is not the answer. I needed to start working smart, accomplish more in an hour, do the tasks that matter the most, hence become more productive. As you can guess I tried all kinds of techniques, some have worked great (The Eisenhower Decision Matrix or the Pomodoro Technique), but others prevented me from actually becoming productive. Here are three productivity ideas that didn’t work for me Over-scheduling I’m the queen of planning. I love to list my tasks, come up with new ones, plan for the future etc. This way I used to come up with tens of tasks to be handled, with daily task lists longer than this article. Do you think this helped me? Well, not really. I’d be able to finish few tasks and that nothing. Tens of due tasks, my ever-growing list growing even more. Stress and that ugly feeling of  not being to accomplish my goals. Now I keep my daily tasks list simple – not more than 3 items. I can do them most of the time and, if a task is too big, I can resume tomorrow and not get tens of new due tasks in the meantime. Install yet another productivity tool I’ve always been computer savvy and loved new software that would make my life easier. Now there are also many web-based applications that are supposed to help with time management, task scheduling, team and project management. As you can guess I tried many of them and ended up having way too many installed. I’d have an Asana […]

How to Pay for Wedding Expenses

One of the most expensive days of your life is the day that you exchange vows with your spouse. As much as you look forward to your big day, you may worry about how you’ll pay for those costs. Something…

The Best Personal Finance Articles in 2017

OK, guys, it’s that time of the year 🙂 About 12 months ago I decided to invite all personal finance bloggers who were willing to participate in our best of list to send me a link to their best article…

GoodYear Credit Card Payment

Goodyear 1898 by a man named Frank Seiberling with one goal in mind and that was to provide his customers with the highest quality of tires possible for their vehicles. Since 1898 Goodyear has spanned fro one location to over…