Cheryl Zhao

Cheryl Zhao

Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.

New Tips for Buying a Condo in 2018

For many years, advice columns on condo buying and living didn’t change much. After all, condos tend to be similar regardless of what year it is. Now we know that this isn’t accurate, as too many things have changed in…

Affordable Alternatives to Wood Flooring

When you consider what kind of flooring options to use for your home, sooner or later you will hear or read about the stupendous benefits of hardwood flooring. Hardwood flooring looks elegant, it offers a warm vibe, it’s easy to…

The Two Main Types of Borrowing

In a perfect world, we could all get through life with the things we need while living a reasonable lifestyle without ever having to assume a single dollar in debt. Unfortunately, for most Americans, the reality is that the things…

Amazing Tips to Trade the Higher Time Frame Charts

Everyone wants to master the art of trading within a short period of time. After opening their trading account, the new trader gets busy in placing trades. But most of the novice traders lose a significant portion of their investment…

How to Lead Lives Based on Trading Profession

Currency trading is often considered as the most sophisticated business in the world. Many retail traders have tried currency trading but have failed miserably due to their lack of trading knowledge. If you look at the successful traders in the…

Firestone Credit Card Payment Methods

How to Become Productive Again After a Vacation

We all need time off, so a vacation or even a long weekend are golden. Since we’re not robots, just working all day and having no fun or time off will eventually ruin our productivity. But, how ca we get back to a productive workflow, after few days of plain relaxation? Here are some proven productivity tips to get back in the saddle and make a difference: Set your schedule the day before. It’s not fun to think about work the night before, but waking up in the morning, not knowing what to do and having no clue about how to best manage your work will clearly work against you. This is why a bit of planning for the day after won’t hurt. Before you go to sleep, think about the tasks that are URGENT and IMPORTANT (we’ve already learned about Eisenhower’s Decision Matrix), so you’ll choose exactly what matters most and will have the biggest influence on your career/business. In the morning, as you’ll drink your coffee or whatever you do to start your day, you’ll know exactly what task to tackle first. Instead of wasting time and just finding it difficult to concentrate, you’ll go through your tasks list like a rocket. Keep your smartphone away from you As you concentrate on your tasks, having your phone near you will clearly distract you from work. You don’t need to follow that Facebook notification now or respond to that retweet. In most cases phone calls are not really emergencies, so they can wait for at least 25 minutes (if you choose to the Pomodoro technique for instance) until you finish one work ‘chunk’. Use the Pomodoro Technique to break long tasks When I have to create a website for a client, it’s a pretty big task. I have to prepare […]