How to pay off mortgage faster
Still struggling with your mortgage payments? Here are the 3 smart tactics that will allow you to pay off mortgage faster.
Cheryl Zhao
Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.
7 Reasons not to Borrow from your 401(k)
Can you think of any reasons not to borrow from your 401(k)? Having a traditional retirement savings plan in place often triggers the temptation to borrow from it. After all, it’s your money! Before making any financial mistakes though, consider…
Pay off Debt or Save Money?
US families face 2 main financial problems: low savings and huge debt. After years of trying to pay off debt or save money, most people ask themselves: ‘Which should come first? Debt payment or savings?’ There is no clear answer…
6 Retirement Planning Steps to Make Before It’s Too Late
Retirement planning – if you shudder hearing these words, don’t. While it’s stressful to think about this, if you take care of the basic steps starting from today, you stand a great chance to retire earlier and also enjoy your golden years. Don’t rely on anyone to care for you, you can set yourself for retirement. In most countries the state pension plans are almost bankrupt or not looking great anyway. We both know that the baby-boomers generation won’t happen to soon anymore, as most of us have no kids at all or have 1-2 the most. This means that, when we’ll grow old enough to retire, there will be fewer young people to pay taxes for our pensions. Hence the reason why we should all consider the state pension to be amazing and wonderful, if we get any, but don’t expect anything from it anyway. We’ll get older, there’s nothing to do about this, so, if we cannot avoid retirement, we should get financially ready for it. Here are 6 steps to consider for your retirement planning 1. Curb your spending and get control over your money If you routinely overspend and have absolutely no idea about where your money goes, I have bad news for you – when you retire, you’ll get into bigger troubles than now. At least today you have your salary, most likely, imagine your reckless spending with a fraction of what you earn today. Not pretty at all, right? Start budgeting, even if it’s a very simple system, like we already showed you on Pftoday, and see if you can start saving some money this way. Having an emergency fund ready will also make it easier for you to further achieve your financial goals. 2. Pay off debt as much as possible If you […]
How to Write Great SEO Content for Your Clients
Would you finish reading a really long article if it was boring? The quality of your freelance content writer work counts a great deal in the eyes of your clients. So learning how to write great SEO content is a must! No one likes wasting their time reading sub-par content and the search engines won’t boost your poorly written articles either. But the most important aspect of all, your freelance clients won’t like wasting their money on low quality work! In order to offer the best content writing services and make a living writing, here are some tips to help you create great SEO content to impress both the search engines as well as your clients. Why is SEO writing important With myriad websites online today, it’s impossible not to be able to earn money from web content writing gigs. It’s worth mentioning that written SEO content is still king today. It’s what search engines have been programmed to pick up with accuracy and it’s why many web content writers can earn a decent living working from home. All in all, SEO content is important for 2 reasons: 1 – Search engines know how to scan a website from head to toe and determine whether it deserves to be rewarded with good rankings or if the website should be ‘punished’. Sent to a corner with no food for months! In other words, you won’t be seen in Google’s first search results if you don’t write quality SEO content. 2 – Visitors will immediately know if your website will benefit them or not. It’s why business owners pay professional writers to take care of their website. Write great content, get more visitors. Write boring content, readers will leave in search for a better website. That’s bad news for you, bad news for […]
How Much to Save for Retirement
We cannot run from retirement and, provided we are live long enough, we’ll get there. This is why retirement planning is mandatory. One of the biggest questions any prospective retiree is asking is ‘how much money do I need to…
Indonesian Office Info – An Introduction To Indonesian Business Culture
Business is business, but when it intersects with culture, professionals can find themselves dealing with any number of complex situations. Misunderstandings can confound even the best efforts. Conversely, mutual agreements are the fruition of basic understanding that both parties come…
4 Early Retirement Myths Debunked
4 early retirement myths debunked. Find out what people think about early retirement and if it's really true.
6 Financial Tips for Wannabe Freelancers
I started freelancing 2 times, at first, without even noticing and then, the serious start, after losing my main job and also being deep in debt. The first time was just for fun. I had 2 years of web design…
Debt Free Life – How to Live After Paying off Debt
80% of Americans are still in debt and making efforts to become debt free. Student loans, mortgages, credit card debt, car loans, these are just few of the loans they need to pay off. Paying off debt needs a good…