My Best Buy Credit Card
If you are a Best Buy customer and would love some rewards and financing plans, you can opt for My Best Buy Credit Card. Just like with any other credit card, there are some details you should keep in mind:…
Cheryl Zhao
Cheryl Zhao, a financial expert, has been a part of our team for five years. After earning her MBA from MIT Sloan School of Management, she worked as a real estate broker before turning to blogging. Cheryl’s extensive knowledge of the housing market and trends, coupled with her passion for financial literacy, makes her blog posts an essential read for anyone considering becoming financially independent.
Is Working from Home Really That Difficult?
When it comes to working from home, people have 2 different reactions: some consider freelancing to be just a waste of time (and you really should look for a ‘normal‘ job), while others feel like it’s rocket science and you…
How to Survive Financially through Christmas
The year is coming to an end and there are 42 days until Christmas. If you are worrying about money right now, you should, since the year end usually means a lot of expenses. Let’s not forget Black Friday is…
Strategies For Having More Money In Your Pocket
Not having an emergency fund leaves you vulnerable against unexpected expenses: medical bills, car repairs, bigger taxes than budgeted and so on. If you also live paycheck to paycheck and struggle to pay your bills on time, it’s even tougher…
How to Stretch Your Retirement Fund
As soon as you start earning money, even if very young, you should start your retirement planning and creating a proper retirement fund. There are multiple strategies to save for retirement and chances are you’ll put most of them into practice for your golden years. And now you are retired. Are you pleased with your retirement fund? Do you think your money will last you all the retirement? Are you foreseeing any new retirement expenses you didn’t account for? Whatever your retirement fund status now, there are ways you can still make the most out of your money. Here are few tricks to stretch your retirement fund: Downsize One of the biggest expenses we have in our lives is related to our house. Even if you paid off your mortgage off years ago, a posh home location will cost you a lot: taxes, utilities, repairs etc. What if I told you there are places in this world that are amazingly beautiful and less expensive to live in? If you don’t mind switching countries, you can easily find a paradise location and live there for a fraction of the costs you incur in the US. Even better … you can rent your house in the US and use the money you earn like this to live in the new country. In many such places your rent alone could easily cover for rent, utilities, food and even some traveling. If you don’t like the idea of going outside the US, there are less expensive states to live in. Just look around and find the best location for you. Do you have too many empty rooms in your house? You can rent them and earn money, even if you don’t like the idea of moving out of your house. Understand how much money […]
How to Break the Paycheck-to-Paycheck Cycle
Are you constantly broke until your next paycheck? Is your debt too high to see an end to it? Is retirement planning like a science fiction story? It’s time to break the paycheck-to-paycheck cycle and solve all your money problems…
3 Money Saving Strategies to Live Within Your Means
Money saving strategies to live within your means and reach your goals.
How to Become a Great Business Owner
New businesses are started at an impressive rate all over the world, as more people find entrepreneurship to be their thing. The United Kingdom has not been left behind. The number of new startups in the UK rose by a…
How to Promote Your Startup Online and Increase Your Sales
Did you create a website for your startup and found out that you need to do more to get sales? Years ago, all you had to do was build a website and you’d get an audience for it the next day. It’s more complicated now. You’ve probably attended a workshop or two on how one can leverage the internet to expand business and make great sales (If you haven’t or have forgotten, you can read up about this here). Maybe you have social media accounts set up to better promote online. And it still doesn’t bring you enough clients. Here are 7 ways to get better website conversions from your business website: Properly build your business website and optimize it You can’t promote your startup effectively if you don’t have a website. I’ve met companies who spent a lot of money on advertising and failed to build a proper website. When advertising money is gone, so is your chance to get customers at your virtual door. There’s nothing wrong with paying for advertising, but make sure you have a proper website set up, so that you can redirect all this traffic ‘somewhere’. Optimize the site by making it visually appealing (using more pictures, videos, and great graphics), mobile friendly and making sure pages load quickly, so users can easily access it and be persuaded to stay longer on it. You can test your site here to check if it’s mobile-friendly. Create a business blog and update it Over 75% of my web design clients come from my web design and SEO blog. It’s a lot of business I couldn’t get, if I failed to create a proper blog, showcasing my knowledge and convincing my clients that I can help solve their online businesses. If you noticed, most big companies keep […]
Pension Pot Landlords: What Are the Risks of Becoming One
Find out what the main risks are if you want to become a pension pot landlord and invest in real estate for your retirement.