There are thousands of credit card offers throughout the US and abroad, each credit card with its own advantages and disadvantages. Today we use them to improve our credit rating, to fund our education or homes, to enjoy life and afford what matters to us.
Credit Card Payments Now was created to help you decide which credit cards are better for you to use, how to pay off your credit card debt and how to make the most out of your finances.
Here is what you’ll find:
- credit card reviews and comparisons – you’ll be able to choose the right credit card for you, based on your needs, credit score, APR, cash back etc.
- credit card payment help – we’ve gathered details about how to pay your credit cards, how to contact the issuer’s customer support etc.
- how to better use your credit card – tips to become debt free, improve credit score and so on.
Who is behind Credit Card Payments Now?
My name is Ramona, I’m a 40-something web designer and SEO expert from Romania, turned American on January 2019, together with my husband and 5 year old daughter. We legally immigrated and moved to New York City.
I opened my SEO business in NYC, Embers Media LLC (my name is Jar, which in Romanian means Embers) and run various online brands as well:
- The Medically – Healthcare Marketing Services
- Credit Card Payments Now – the website you read now
- Orthodontic Braces – Orthodontist directory and information
- New York Doctors – doctor directory and resources
Few personal finance details
- we are debt free (and plan to remain so)
- use our credit cards to improve credit score only, no credit card debt
- we have a 2009 VW Routan mini-van, purchased with cash
- back home we still have real estate and our previous business (being managed by a friend), but we’re not selling anything yet.
What’s my take on credit cards?
I see their power and intent to use them for credit building and, afterwards, rewards. I advice all my readers to be VERY careful, since credit card debt can easily creep it and it’s horribly difficult to get rid of it.
Here are few articles that should help you learn more about how credit cards work and make better money decisions: